Manage your policy
Choose a product and log in to manage your policy. You can also contact us to make a change.
At Co-op Insurance, our members benefit from exclusive prices
Supporting you through life
Co-op Members get our best prices
See our exclusive prices for Co-op Members on our insurance products.
Members also get access to offers, discounts and events across Co-op Food, Funeralcare and Legal Services.
Why Choose Co-op Insurance
Over 150 years experience
Put your trust in a brand who have provided insurance since 1867.
Membership discount
Co-op Members get our best insurance prices, as well as offers and discounts across Co-op Food, Funeralcare and Legal Services.
Supporting local causes
Members choose how we spend some of our profits in your community.
Awards and ratings
Co-op Insurance won the Customer Experience Award at the 2025 British Insurance Awards. This event celebrates excellence in the insurance industry.
Co-op Insurance is rated on Trustpilot, one of the world’s largest independent customer review sites. This rating reflects feedback across Co-op Insurance.
Our products
With Co-op Insurance, you can choose from a wide range of cover. This includes car, home, pet, travel, life, over 50s, renters, van, and business insurance. You can also apply for secured or unsecured loans. We keep things simple, so it’s easy to understand and pick the cover that suits you. With more than 150 years of experience in financial services, we’re a name people know and trust.
Pet insurance
Co-op Pet Insurance helps you manage the cost of treatment when your cat or dog is injured or ill as well as other costs and expenses.
With our policies you can:
- get free online vet appointments, 24 hours a day
- pay monthly at no extra cost
- choose lifetime or time-limited cover that suits your budget
We offer a member and rescue/adoption discount and have no upper age limit.
Terms and conditions apply.
Car insurance
Co-op comprehensive car insurance helps you manage the cost of repairs, damages, and other expenses if your vehicle is involved in an accident, stolen or vandalised. With our policies you can:
- manage your policy online
- add up to 4 drivers
- get an exclusive member price
We offer comprehensive or third party, fire and theft cover for UK drivers.
Terms and conditions apply.
Home insurance
Co‑op Home Insurance provides financial protection for your buildings and contents, helping to cover a range of problems that could affect your home or belongings.
With our policies you can:
- choose buildings, contents, or combined cover
- access to a nationwide network of tradespeople
- add on extra cover for things like accidental damage and personal belongings outside the home
We offer a member discount and also have renters and landlord insurance.
Terms and conditions apply.
Travel insurance
Co‑op Travel Insurance helps protect your trip with cover for medical care, cancellations, lost luggage and travel delays so you can travel with peace of mind.
With our policies you can:
- access unlimited medical expenses
- choose either single trip or annual cover
- get 24 hour medical assistance
We cover pre‑existing conditions we know about, and you can add extra cover for things like cruises, car hire excess, winter sports and other activities.
Terms and conditions apply.
Life cover
Life insurance gives financial support to your loved ones if you die. You can choose term life insurance or over 50 life insurance.
What you can choose:
- a lump sum paid to your loved ones, in the event of a valid claim
- for term life: a single or joint policy, with optional critical illness cover for an extra cost when taking out your policy
- for over 50: guaranteed acceptance with no medical questions for UK residents aged 50-80
We have member offers for term life and over 50.
Terms and conditions apply.
Loans
You can apply for Secured homeowner loans and Personal unsecured loans using an eligibility checker.
With loans from Co-op:
- a soft eligibility check will not impact your credit score when comparing loans
- you can complete one application and compare offers from panels of lenders
- choose your repayment terms subject to affordability assessment
We also offer a member discount on unsecured loans from certain lenders.
Terms and conditions apply.
